"Once most insurance companies catch on to the fact that people are paying for regular insurance and then operating essentially a taxi service, they'll add clauses to their contracts specifically forbidding it..."
My car insurance policy has prohibited using the car for commercial purposes for as long as I can remember. There are also probably state laws requiring commercial drivers to carry commercial insurance, just as it requires them to have a different class of drivers license.
My car insurance policy has prohibited using the car for commercial purposes for as long as I can remember. There are also probably state laws requiring commercial drivers to carry commercial insurance, just as it requires them to have a different class of drivers license.