I can use Gemini 3 Flash with the harness I built for around 8 years and still not exceed the cost of a Mac Studio with 128GB, the price for privacy is very high. Agentic flows that get stuck can be worked around but I prefer developer velocity.
For corporate use, if the corporation would break the law sending anything to the open internet or to the US, then you can't use any model that's not hosted in house. And there are many such cases.
Sure, but Gemini subscription gives you just that - Gemini subscription, but new computer allows you to do other stuff with it as well. When you're upgrading anyway for other reasons then it's not fair to compare full Studio price to just one subscription.