Aren't they ubiquitous and required at least for 5-10 years now? | Hacker News

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andix 4 months ago | parent | context | favorite | on: Goodbye Visa and Mastercard: 130M Europeans switch...

Aren't they ubiquitous and required at least for 5-10 years now?

lxgr 4 months ago [–]

The US essentially uses neither 3DS nor PINs.

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