> “Type your password to buy this item on the App Store”. Why?
Because store items can be quite expensive (particularly the microtransactions), and it's using a stored credit card. I too get bugged by the plethora of prompts, but this is a good example of when to use one. Plus, after doing it once you can tie it back to Face ID or Touch ID and not have to enter it again for quite some time.
Financial transactions are held to a higher standard (i.e. there's a bunch of laws around them) than device access. That said, you can make your device passcode as complex as your Apple ID password if it's a tradeoff you're willing to make.
Device asks me to type my kid’s password in. Kid is in my family group. After authorizing my kid, I have to still approve on my device. If I forget kid’s password, I can reset on my device.
Zero extra security forcing me to type in his iCloud password on his device, especially given I have typed it in the passed.
It’s not financial requirements but instead layziness.
Because store items can be quite expensive (particularly the microtransactions), and it's using a stored credit card. I too get bugged by the plethora of prompts, but this is a good example of when to use one. Plus, after doing it once you can tie it back to Face ID or Touch ID and not have to enter it again for quite some time.