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I'm going to be really rude here (forgive me) but I feel like every time a security question comes up you dodge the question really hard.

I want to know one thing: If I log into your service with my bank credentials. Do you store these as plaintext files (or "encrypted" files of which you have the encryption key)? Yes/No.

Furthermore, congratulations! I've been trying to start something up like this in Europe but I feel like there are way more restrictions in Europe on banking data and this kind of third-party aggregation. Sorry for being so rude.



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