I use USAA and it is awesome. I have never used deposit@home because I generally go for direct deposit, but maybe I'll try it. They give you pre-paid stamped envelopes for depositing checks. That is what I use for the rare times I have to cash a random check. Now that I live in NYC with copious blue boxes, it is even easier.
To join USAA you have to be a veteran or a relative of a veteran. I'm lucky that both of my parents were in the Navy. I've tried other banks and always felt I was getting shafted in some way. USAA, on the other hand consistently makes you feel like you are getting a good deal.
Actually, you don't have to be related to the armed forces in any way to join USAA bank. I am not even a US citizen, and I was able to sign-up without trouble. All you have to do is answer no to all the questions about the armed forces, and it will still allow you to open an account.
I use USAA and it is awesome. I have never used deposit@home because I generally go for direct deposit, but maybe I'll try it. They give you pre-paid stamped envelopes for depositing checks. That is what I use for the rare times I have to cash a random check. Now that I live in NYC with copious blue boxes, it is even easier.
To join USAA you have to be a veteran or a relative of a veteran. I'm lucky that both of my parents were in the Navy. I've tried other banks and always felt I was getting shafted in some way. USAA, on the other hand consistently makes you feel like you are getting a good deal.