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It's the 3/6/3 model, and it works beautifully.

Savings accounts at a 3% rate.

Mortgages at a 6% rate.

On the golf course by 3PM.



If it were a Savings and Loan in 1982.


Except in 1982 the rates would have been 8% and 12%.


And who wants to start a golf game at 8:00 PM?




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